Mangrove Wealth Services has selected an investment management firm to serve on our team as investment manager for our clients’ assets.  They are a world-class leader in applying the proven principles of the Nobel Prize-winning Modern Portfolio Theory to asset management.
 
During the discovery meeting, we will use details from you regarding your investment time horizon, financial situation, attitude towards risk and investor profile to determine your general risk tolerance profile.  That profile, along with additional knowledge about your unique situation, will be used to determine a recommended model portfolio.
 
Your profile, model portfolio recommendation and other relevant facts will be used to develop a written Investment Policy Statement with specific information covering your objectives and constraints, target returns, risk tolerance, time horizons, anticipated withdrawals, contributions and taxation and regulatory issues.
 
We will coordinate the implementation of appropriate accounts and related asset transfers, along with the setup of online access for you to view account activity and balances.  The investment manager will execute the investment strategy defined in the Investment Policy Statement through portfolios of low cost, asset class, institutional funds and portfolio managers.  With this methodology, we provide the highest quality investment options available in the market today. Your accounts are reviewed by both the investment manager and Mangrove Wealth Services, LLC on an ongoing basis and rebalanced when necessary.  This ensures your investments stay aligned with your investment policy statement.
 
Finally, we coordinate any necessary planned or unplanned cash flow needs with the investment manager who will undertake liquidations in the most tax and cost efficient manner.  In addition to monthly statements from the custodian, you will receive detailed quarterly statements from the investment manager with overviews at both the household and account level.  This allows you to see similar investments summarized across accounts as well as an ability to drill down to the underlying investments within each account.  We will schedule a meeting following the receipt of your first quarterly statement to review the statement with you and answer any questions you may have.